The State Bank of Toledo  
 
 

Rates

THE STATE BANK OF TOLEDO RATE SHEET
RATES EFFECTIVE AS OF: July 1, 2008

Rate/Product Description

Minimum Balance

Interest Rate Annual Percentage Yield
Personal Accounts      
Hometown Advantage Checking *,^ $1000 0.25% 0.25%
Hometown Select & Prestige Checking *,^ $0-$4999.99

0.50%

0.50%
  $5000-$24,999.99 0.70% 0.70%
  $25000 and up 1.25% 1.26%
Christmas Club Account- No ACH^^   2.75% 2.75%
Christmas Club Account- With ACH^^ (with qualifying account)   4.00% 4.00%
Savings*,^   0.50% 0.50%
Regular NOW*,^   0.25% 0.25%
       
       
       
Insured Money Market Account*,^ $2500-$99,999.99 1.00% 1.00%
  $100,000 and up 2.00% 2.02%
Variable IRA**   2.84% 2.88%
IRA  CD^^ Ask for current rate    
IQ ED CD**,^^   2.84% 2.86%
Select & Prestige CD's^^
(rates quoted with qualifying account)
         
91 Days $1000.00 2.00% 2.02%
182 Days  $1000.00 2.50% 2.52%
9 Months $1000.00 2.75% 2.76%
12 Months $1000.00 2.55% 2.57%
15 Months $10,000-24999.99 3.00% 3.02%
15 Months $25,000 and over 3.10% 3.13%
18 Months $1000.00 2.55% 2.57%
30 Months  $1000.00 2.65% 2.67%
36 Months $1000.00 2.75% 2.77%
48 Months $1000.00 2.95% 2.97%

*Interest rates and annual percentage yield may change at any time at our discretion.  

**Interest rates and annual percentage yield may change quarterly at our discretion.

^Fees could reduce the earnings on this account.

^^ A penalty will be imposed for early withdrawal.

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