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THE STATE BANK
OF TOLEDO RATE SHEET
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RATES EFFECTIVE AS OF: July
27, 2010
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Rate/Product Description
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Minimum Balance
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Interest Rate
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Annual Percentage Yield
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Personal
Accounts
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Hometown Advantage Checking *,^
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$1000
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0.05%
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0.05%
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Hometown
Select & Prestige Checking *,^
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$0-$4999.99
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0.15%
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0.15%
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$5000-$24,999.99
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0.35%
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0.35%
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$25000
and up
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0.65%
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0.65%
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Christmas
Club Account- No ACH^^
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0.40%
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0.40%
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Christmas
Club Account- With ACH^^ (with qualifying account)
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1.40%
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1.40%
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Savings*,^
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0.25%
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0.25%
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Regular
NOW*,^
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0.05%
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0.05%
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Insured
Money Market Account*,^
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$2500-$99,999.99
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0.35%
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0.35%
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$100,000
and up
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0.45%
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0.45%
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Variable
IRA**
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1.51%
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1.52%
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IRA
CD^^
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Ask
for current rate
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IQ
ED CD**,^^
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1.51%
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1.52%
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Select
& Prestige CD's^^
(rates
quoted with qualifying account)
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91 Days
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$1000.00
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0.50%
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0.50%
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182
Days
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$1000.00
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0.90%
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0.90%
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12
Months
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$1000.00
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1.10%
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1.10%
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15
Months
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$10,000-24999.99
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1.40%
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1.41%
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15
Months
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$25,000
and over
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1.50%
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1.51%
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18
Months
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$1000.00
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1.20%
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1.20%
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30
Months
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$1000.00
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1.40%
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1.40%
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36
Months
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$1000.00
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1.90%
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1.91%
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48 Months
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$1000.00
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2.30%
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2.31%
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*Interest rates and annual percentage yield may change at any time at
our discretion.
**Interest rates and annual percentage yield may change quarterly at our
discretion.
^Fees could reduce the earnings on this account.
^^ A penalty will be imposed for early withdrawal.
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